Don,
Given the tinyness of the Peoples Equity Union, yes, money for experimentation is not available.
Traditionally, as you well know, R&D has been shared between Governments and Corporations, and the very rare instances of recent history private individuals and closely held businesses.
My eutopian (good place) vision is that ALL Banks would convert to a combination savings bank for depositors, Equity Union for Investors. It would be up to the democratic process to see if and how much Governments contribute funding to the Equity Union and/or directly to community betterment organizations (CBOs), as I think that you are proposing.
Corporations would dissolve evolving into community/worker hybrid cooperatives with the utopian (ideal place) eventually being a unified, equitable arrangement where the distinction between community cooperator and worker cooperator became irrelevant.
Anyway, it's still much more theory than practicality, as I write.
I'm torn between whether or not to wish you luck in getting your funding from traditional sources, because I believe that you potentially have a life-enhancing product that would be highly beneficial to people, but I don't want to encourage the very unfair, inequitable, exclusive, inhumane, unsustainable Capitalist system.
Keep in touch.
In Peace, Friendship, Community, Cooperation, and Solidarity,
Mike Morin
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